Computes installments for loan and mortgages based on input like loan amount, interest rate, term of loan
Here are the list of features
1. Instantly calculates the monthly installments
2. Payment term of the loan can be any of the following
3. Calculates total interest payable during the term
4. Calculates total interest as a percent of loan - this feature can be used to determine the prepayment that you want to make to minimize the total interest payment. After all it is your hard earned money
5. Provides the payment schedule for the term selected
6. Payment schedule includes following information
a. Period - can be year, month, etc based on Payable frequency
c. Principal Part
d. Interest Part
e. Balance - after payment of installment
f. Graphical view of Principal vs Interest
g. Interest % - of Installment that you are paying.
7. Total for the payment schedule
Try changing the input like interest rates, loan term or loan amount to identify minimum amount of interest payment that your budget supports
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